Lenny helps you earn a credit score you're proud to share!
Join over 30,000 people who have already taken the first step toward a better future.
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Build Credit. Earn Rewards.
Earn Lenny Points for taking actions to improve your credit score.
Use Lenny Points to unlock balance increases for your Lenny credit line.
Instant Access To Funds
Instantly transfer funds from your credit line to your bank or debit card.
Access our partners’ offers for products to fit your other financial needs
“I've been using Lenny for a little over a year now. Before this, there's no way I would get approved for a credit card – now I have two new credit cards and was approved for a low percentage car loan recently. I love this app!”Lindsey M.Real Estate
“I’m finally making progress on building my credit history. Lenny is a great solution to a growing problem.”Austin Ryde
“I'm so happy a friend referred me to Lenny. Last year, renting an apartment was difficult. Thanks to Lenny, this year it was easy.”Devin FullerUCLA Football Star
“As a foreigner, this app is amazing. I haven't been in the US for all that long and am going through the process of building my credit. Lenny has given me the tools to understand that process, expedite it, and maintain a healthy FICO score.”Leonardo O.Expat
“I just wish I knew about this app before wasting thousands on credit repair and other methods to improve my credit score. Within about two months of using Lenny, my score went from a 492 to a 653.”Jeff H.App Store Review