Lenny - Build Your Credit Score the Easy Way
Lenny Credit helps millennials earn credit scores they're proud to share! Instant approval for as little as $100 and up to $10,000 at low-interest rates. Start building good credit and get your free credit score today!
build credit, first credit card, free credit score, borrow money, improve credit,
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Borrow Money.
Build Credit.

Earn a credit score you're proud to share!

Download Lenny Credit. Get Started Today!

Instant Approval at Low-Interest Rates!

Staying true to our mission, applying will not hurt your credit score.

$100 – $1,000

APR starting at 7.9%

No prepayment penalty

Seen in:

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People love Lenny Credit

Join over 30,000 people who trust Lenny Credit to help them earn good credit scores.

Lenny Reviews - Lindsey M.
I’ve been so impressed with the whole Lenny experience. I was able to get a credit line super fast, and I’m finally making progress on building my credit history. Lenny is a great solution to a growing problem.

— Lindsey M.

Devin Fuller
The Lenny app has been an easy way for me to boost my credit score in a way I've never been able to do before. I am so grateful a resource like this exists!

— Devin Fuller

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Instantly transfer money

to your bank or debit card!

Download
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Earn balance increases by
learning to manage credit

Download

Lenny was built to help
Millennials access and build credit

Build Credit

Make on-time payments and
grow your credit score

Instant Access to Funds

Credit lines ranging from
$50 – $10,000

Low APR

Starting at 7.9%
See all rates and fees

The first credit line created specifically
to help build your credit score.

Learn more about credit scores

Sign Up in Under 3 Minutes!

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Download the app on
your iOS device

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Sign up and check your rate

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Get approved instantly and build credit

We believe in full transparency &
no hidden fees.

Helping Millennials build credit is our mission.